Decision Science Lead

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Overview A leading Commercial Bank is looking for a Decision Science lead to join their team at their offices in Stellenbosch.Key Responsibilities: Making certain that the outputs under the purview of responsibility are in line with the goals, schemes, procedures, and standards of credit decision science (Granting Model/Collections, Recoveries, Account Management)To supervise a group of experts from the (Collections, Recoveries and Account Management / Granting Model) function who carry out analysis to convert live business data into actionable strategic information to inform the company on any crucial and quantifiable credit and risk indicators.Conduct analysis to convert current business data into actionable strategic knowledge that will advise the company about any important and quantifiable credit and risk indicators. Minimum Requirements: Honours degree in Mathematics or Data ScienceMaster's degree in mathematics or Data Science (Advantageous)Minimum 4 years in statistical analysisExperience with Extracting and Aggregating data within the retail Credit Risk Management EnvironmentExperience with Data Mining and Predictive Modelling Skills required: Communications SkillsNumerical Reasoning skillsAnalytical SkillsReporting SkillsComputer Literacy (MS Word, MS Excel, MS Outlook)Attention to DetailProgramming skill (SAS, SQL, R, Python)Commercial Thinking SkillsInterpersonal & Relationship management SkillsLeadership SkillsKnowledge in AnalyticsPredictive Modelling and Machine LearningProject management methodologiesGeneral business acumen to identify the impact technical issues may have on design and delivery of solutions.Best practices and tools in credit riskRetail credit environment / industryConfidentiality and intellectual property implications and constraintsInterpretation of user requirements